Refinance

Is it time to
consider refinancing
your mortgage?

Fellowship Home Loans may offer the same types of refinancing options as other lenders, but don’t assume that means we treat our borrowers the same way. We look at each of you as a unique individual. Before we make a recommendation, we want to understand your needs, your current lifestyle, and your plans for the future.

What Other Reasons Might Lead People to Consider Refinancing?

  • Adjustable rate mortgages, typically, offer a low rate for the first few years, but the rate then tends to rise quite dramatically.
  • Want to take advantage of a business opportunity. It’s often difficult to obtain financing to fund a business opportunity.
  • College costs are rapidly escalating, and refinancing a mortgage often makes more sense than taking out student loans.
  • Are looking for a once-in-a-lifetime experience. While it may seem frivolous to refinance a home to explore another country.

What Sets Fellowship Home
Loans Apart From Other
Lenders?

Many of our clients come to us after being rejected by another lender. The majority of lenders look at borrowers and their needs in purely black and white terms. That’s not the way real life is. Life is full of gray areas that should be considered when deciding whether or not a person is qualified to refinance a home. Even when it might appear, under those black and white rules, that a person doesn’t qualify for refinancing, we take a closer look at that person’s history. If a client pays their bills, has a decent income, and has a history of paying their loans, we think that’s important. We believe in helping people whenever we can.
We treat every client as we’d treat our own family. That’s a big part of our core values, and we believe in always doing what’s right. We’re here to help and will do whatever we can to make sure every client is treated fairly when seeking to refinance their home.

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